Current A/c
current account for high volume transactions
Learn more about the Non Interest Bearing Operative Current / Checking Account from TMB.
This is the feature packed checking account for the business / commercial segment of users. It gives the customers the benefit of having the convenience of high monthly transactions at no additional cost. Cheque Book facility is available under this account.
Further routine payments can be automatically made by giving standing instructions to the bank. Nomination and Power of Attorney facility is also available.
Now your ordinary current account is Anywhere Banking enabled. So enjoy the economy of an ordinary current account and the benefit of any where bankable business current account.
Product Highlights:
- Minimum Average Balance (MAB)
- Rs. 10,000.00 / Rs. 5,000.00 / Rs. 1,000.00 for Metro / Urban & Semi Urban / Rural Branch A/c.
- Charges for non maintenance of MAB
- Rs. 200.00 per month.
- Cheque Book Issue charges
- Rs. 3.00 per leaf.
- Folio charges for 6 Months
- Rs. 25.00 per folio with a minimum of Rs. 200.00.
- Cash Remittance Limit - Parent / Satellite Branch
- Monthly free cash remittances limit up to 25 Times of Monthly Average Balance (MAB) of previous month for both Parent and Satellite Branches put together.
- Charges at Rs. 1.00 per Rs. 1,000.00 at Parent Branch beyond 25 times. Charges at Rs. 1.50 per Rs. 1,000.00 at Satellite Branches beyond 25 times.
- Cash withdrawal at Satellite Branch
- No Limit for Self Withdrawal by cheque only. Third Party Limit Rs. 20,000.00.
- Payment of Cheques in other centres in clearing / transfer
- No Limit
- Cheque Return / ECS Inward Debit Return Charges
- Rs. 1.50 per Rs. 1,000 with a minimum of Rs. 150.00.
- ECS Debit Mandate Cancellation Charges
- Rs. 100.00 per ECS Mandate Cancellation.
- Issue of Duplicate Statement
- Rs. 50.00 per Ledger Folio. Minimum Rs. 50.00 + postage if any.
- Issue of loose cheque leaves
- Rs. 25.00 per leaf.
- Mode of calculation of minimum average balance
- Monthly
- Charges for statement through e-mail
- Free for any frequency.
- Certificate / Attestation
- Rs. 100.00
- Outward Cheque Return
- Rs. 50.00
- Stop Payment Charges
- Rs. 100.00, Max. Rs. 1,000.00
- Standing Instruction
- Rs. 10.00
- DD Cancellation
- Rs. 50.00
- Bankers Report
- Rs. 100.00
- Certificate of Balance for Previous Year
- Rs. 100.00
- Old Record Retrieval
- Rs. 100.00
- Duplicate Debit Card
- Rs. 100.00
- Regeneration of Pin Mailer
- Rs. 50.00
- Email Statement Charges
- Free
- Account Closure
- Upto 14 days – Nil.; Above 14 days ~ 1 Year: Rural - Rs. 250.00 + GST. Semi-urban – Rs. 300.00 + GST. Urban – Rs. 400.00 + GST. Metro - Rs. 500.00 + GST; Above 1 Year - Nil.
Download the Application Form:
