SB Premium A/c

our premium savings bank account
SB Premium A/c

Learn more about the Premium Operative Savings Bank Account.

TMB has enhanced the service offerings under its Premium Savings Bank account and with effect from 21st Apr 2008, the following features and the respective service charges are applicable to all the Premium SB Account Holders

Product Highlights:

  • Quarterly Average Balance: Metro / Urban - Rs. 5,000.00. Semi-Urban / Rural Rs. 2,500.00.
  • Cash Withdrawal at Parent Branch: Free.
  • Cash Withdrawal at satellite branches: Free for self cheques presented by the drawer in person.
  • For third party withdrawals per transaction: Allowed up to Rs. 10,000.00.
  • Cash Remittance: Free (Only for savings in nature and not for trading nature).
  • Payment of Anywhere Cheques in clg / transfer: Free up to Rs. 1,00,000.00 per month. Thereafter Rs. 2.00 per Rs. 1,000.00. No Carry Over.
  • Intra City Transfer (Local): Free
  • Intra-City Clearing (Clearing instrument can be presented at any branch situated in the same city): Free
  • Intra-City / Satellite Branches Cash Remittance: Free up to Rs. 50,000.00 per day. Above that Rs. 2.00 per Rs. 1,000.00 or part there of.
  • Intra-city Cash Payment: Free. Third Party withdrawal allowed up to Rs. 10,000.00.
  • Cheque Collection Payable at satellite branches / centres & delivery at the concerned satellite branch by the customers: Free
  • Cheque Collection Payable at satellite branches / centres deposited at parent branch / any other satellite centre: Postage or Rs. 25.00 whichever is higher.
  • Cheque Collection Payable at anywhere other than our bank centre, delivery at parent / satellite branch: Rs. 0.20 per Rs. 100.00 subject to a minimum commission of Rs. 10.00 and maximum of Rs. 2,500.00 per instrument. Postage and other bank charges at actuals.
  • DD issue: Rs. 2.50 per Rs. 1,000.00 subject to a minimum of Rs. 40.00. Max. Rs. 15,000.00. No carry over.
  • Local Draft issue: Rs. 10,000.00 per month free. Rs. 1.00 per Rs. 1,000.00 per instrument. Minimum Rs. 25.00 Maximum Rs. 5,000.00. No carry over.
  • FTFT Outward (e-remittance within the bank’s own network): Free up to Rs. 15,000.00 per month. Thereafter Rs. 2.00 per Rs. 1,000.00. Min Rs. 100.00 Max Rs. 5,000.00. No carry over.
  • FTFT Inward: Free
  • NEFT Inward: Free
  • NEFT Outward: Upto Rs. 10,000.00 – Free. Above Rs. 10,000.00 to less than Rs. 1 Lakh - Rs. 5.00 flat. Rs. 1 ~ 2 Lakhs - Rs. 15.00. Above Rs. 2 Lakh - Rs. 25.00.
  • RTGS Outward: As per usual charges.
  • RTGS Inward: Free
  • ECS Credit Outward: Free
  • ECS Debit (Inward): Free. Rs. 50.00 flat if returned for the reason insufficient funds.
  • Inward Clearing Return: Rs. 1.00 per Rs. 1,000.00. Minimum Rs. 50.00.
  • Outward Clearing Return: Rs. 10.00 per instrument.
  • Cheques drawn at satellite centres and presented at the same satellite centre - returned unpaid: Rs. 25.00 or postage whichever is higher.
  • Cheques drawn at satellite centres and presented at any other satellite / parent branch - returned un paid: Rs. 25.00 or postage whichever is higher.
  • Payable at anywhere other than our bank centre, delivery at Satellite / parent branch - returned un paid: 50% of collection charges subject to a minimum of Rs. 20.00 plus postage + other bank charges, if any, per instrument.
  • Phone Banking: Free
  • Use of other bank ATMs: 5 Free transactions per month (Financial + non-financial). For metro ATMs: 3 free transactions. Thereafter Rs. 20.00 per transaction + GST.
  • Fund transfer through ATMs: Free at TMB ATMs. Rs. 19.00 per transaction in other ATMs.
  • Free Personal Accident Insurance: Cover up to Rs. 1,00,000.00.
    Please Note: The coverage of personal accident insurance cover will be subject to the terms and conditions as well as expiry period of the master policy taken by the bank and the continuation of this facility will be at the sole discretion of the bank.
  • Annual Maintenance Charges for Demat Accounts: Free for life time.
  • Credit Card (Personal): Free Admission Fee and Membership Fee for first 2 years.
  • Cheque Issuing Charges: 20 cheque leaves free in a year. Subsequent cheques Rs. 3.00 per leaf.
  • DD / LD - Cancellation / Duplicate / Revalidation: Rs. 50.00 per instrument.
  • Stop Payment Charges: Rs. 100.00 per instrument Max. Rs. 300.00.
  • Statement of Account / Pass Book: Pass Book / Statement through e-mail for any frequency - Free.
  • Duplicate Pass Book: Rs. 50.00 per pass book with an additional charges of Rs. 10.00 per ledger folio (40 entries) or part thereof.
  • Folio Charges: Nil.
  • Non-maintenance of quarterly average balance: Metro / Urban / Semi-urban - Rs. 300.00. Rural Rs. 200.00 (No charges for the first quarter during which the account is opened).
  • Issue of loose cheque leaves (issued only for cash withdrawals and on specific occassions - satisfiable to the branch): Rs. 25.00 per leaf.
  • ATM and Debit Card membership / Annual / Renewable fee: Free.
  • ATM Replacement Charges: Rs. 100.00.
  • ATM PIN mailer request (not for first time): Rs. 50.00.
  • SMS Alerts: Rs. 10.00 per quarter.
  • Balance Enquiry: Free.
  • Balance confirmation certificate: Rs. 50.00.
  • Confirmation of specimen signature: Rs. 100.00 per verification.
  • Photo Attestation: Rs. 50.00 per verification.
  • Issue of certificates ( No objection / No dues / Balance / interest charged / account maintaining etc): Rs. 50.00. For no dues certificate, free for first occasion.
  • Account closure: Upto 14 days – NIL; Above 14 days: Individuals - Rs. 100.00 + GST. Non Individuals – Rs. 150.00 + GST. Special Category (Individual in Rural Area, pensioners, Senior Citizens) - Rs. 50.00 + GST.

Most Important Terms & Conditions governing SB Account Operations:

Rules and Regulations governing SB Account Operation:

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